Most people put significant time and resources into considering how they will protect their assets in retirement to allow them live the type of lifestyle they require.

Accidents happen all the time. In 1 year alone 14,900 people were absent from the Irish workplace for more than 3 days as a direct result of a personal accident

For an individual still in the working environment a more pertinent question is what do you need to do in order to protect your lifestyle during your working life?